Some advisors preach “buy term and invest the difference.” Others tout the benefits of indexed or variable universal life. Some promote whole life insurance. Which is the best for you? And how do you know for certain?

It begins by bringing the personal back into personal finance and helping you take control of your finances and future.

First, the type of policy you choose is determined by your current cash flow, financial situation, and overall objectives.

Risk mitigation is imperative and must be considered. We have run simulations to stress test downturns, bank failures, interest rate fluctuations, and overall market volatility.

Will your policy work in as many conditions as possible? With proper design and structure, the answer is a resounding, “YES!”

Life has a series of surprises in store for each of us. Some will happen sooner, some will happen later, and some are inevitable. These surprises don’t need to be devastating, and you don’t need to be unprepared when they occur.

It’s possible to be ready for what life throws at you, and the Risk Mitigation and Transfer assessment will help you see where you’re prepared or vulnerable.